When creating your comprehensive plan, we defined your
risk tolerance and cash flow needs to project the timeline
needed to accomplish your goals. We then established an
asset allocation that describes the asset classes (equities,
bonds, real estate, etc) how much of each class is to
be invested, and eventually the diversification of investments
within these assets based on your specific situation.
This diversification entailed both active and passive
securities in growth and value styles. Suggestions for
investments to use in starting the process were already
given as part of the plan. However, to fund your objectives,
the investments need to be implemented and subsequently
monitored to ensure that performance moves consistently
towards your objectives.
When you hire PFPI to implement and monitor your plan,
we provide on-going financial planning and investment
management. An Investment Policy Statement and an Investment
Management Agreement are signed to start the investment
To monitor the portfolio we assess trends, track performance,
evaluate new opportunities and report on the results.
As new money is received or the portfolio has to be organized
for withdrawals, implementation evolves to meet these
needs. Investing is a continual process. As part of our
monitoring, we provide quarterly reports and offer an
annual review of your situation, which allows us to stay
abreast of the changes in your life. Your responsibility
during the monitoring phase is to keep us updated on any
changes in your life or modifications to your objectives.
We are always available to discuss whatever you are facing
and the decisions you need to make.
711 Executive Drive, Princeton, NJ 08540
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